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About FSCO

FSCO was established under the Financial Services Commission of Ontario Act, 1997 (FSCO Act) with a legislative mandate set out in the FSCO Act.
FSCO's legislative mandate is to provide regulatory services that protect the public interest and enhance public confidence in the sectors it regulates.

FSCO regulates the insurance sector; pension plans; loan and trust companies; credit unions and caisses populaires; the mortgage brokering sector; co-operative corporations in Ontario; and service providers who invoice auto insurers for statutory accident benefits claims. FSCO is accountable to the Minister of Finance.

In order to support FSCO’s legislative mandate, the FSCO Act sets out a three-part structure for FSCO, which includes the Commission; the Superintendent of Financial Services and Staff; and the Financial Services Tribunal (Tribunal).  

Statutes We Administer

Regulations We Administer

FSCO's Superintendent & Staff



Who We Regulate

As of March 31, 2015, FSCO regulated or registered:
  • 332 insurance companies
  • 7,172 pension plans
  • 114 credit unions and caisses populaires
  • 51 loan and trust corporations
  • 1,185 mortgage brokerages
  • 2,611 mortgage brokers
  • 3,883 accident benefit service providers
  • 9,988 mortgage agents
  • 133 mortgage administrators
  • 1,785 co-operative corporations
  • 49,282 insurance agents
  • 5,322 corporate insurance agencies
  • 1,617 insurance adjusters


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