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About FSCO

FSCO was established under the Financial Services Commission of Ontario Act, 1997 (FSCO Act) with a legislative mandate set out in the FSCO Act.
FSCO's legislative mandate is to provide regulatory services that protect the public interest and enhance public confidence in the sectors it regulates.

FSCO regulates the insurance sector; pension plans; loan and trust companies; credit unions and caisses populaires; the mortgage brokering sector; co-operative corporations in Ontario; and service providers who invoice auto insurers for statutory accident benefits claims. FSCO is accountable to the Minister of Finance.

In order to support FSCO’s legislative mandate, the FSCO Act sets out a three-part structure for FSCO, which includes the Commission; the Superintendent of Financial Services and Staff; and the Financial Services Tribunal (Tribunal).  

Statutes We Administer

Regulations We Administer

FSCO's Superintendent & Staff



Who We Regulate

As of February 1, 2015, FSCO regulated or registered:
  • 332 insurance companies
  • 7,234 pension plans
  • 118 credit unions and caisses populaires
  • 52 loan and trust corporations
  • 1,175 mortgage brokerages
  • 2,600 mortgage brokers
  • 3,588 accident benefit service providers
  • 9,703 mortgage agents
  • 130 mortgage administrators
  • 1,783 co-operative corporations
  • 48,928 insurance agents
  • 5,284 corporate insurance agencies
  • 1,588 insurance adjusters


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