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About FSCO

FSCO was established under the Financial Services Commission of Ontario Act, 1997 (FSCO Act) with a legislative mandate set out in the FSCO Act.
FSCO's legislative mandate is to provide regulatory services that protect the public interest and enhance public confidence in the sectors it regulates.

FSCO regulates the insurance sector; pension plans; loan and trust companies; credit unions and caisses populaires; the mortgage brokering sector; co-operative corporations in Ontario; and service providers who invoice auto insurers for statutory accident benefits claims. FSCO is accountable to the Minister of Finance.

In order to support FSCO’s legislative mandate, the FSCO Act sets out a three-part structure for FSCO, which includes the Commission; the Superintendent of Financial Services and Staff; and the Financial Services Tribunal (Tribunal).

Statutes We Administer

Regulations We Administer

FSCO's Superintendent & Staff



Who We Regulate

As of June 30, 2015, FSCO regulated or registered:
  • 334 insurance companies
  • 7,109 pension plans
  • 112 credit unions and caisses populaires
  • 51 loan and trust corporations
  • 1,189 mortgage brokerages
  • 2,647 mortgage brokers
  • 4,030 accident benefit service providers
  • 10,372 mortgage agents
  • 137 mortgage administrators
  • 1,792 co-operative corporations
  • 49,944 insurance agents
  • 5,397 corporate insurance agencies
  • 1,265 insurance adjusters


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