PROPERTY AND CASUALTY COMPANIES 

 

    ONTARIO BUSINESS TOTAL COMPANY
FINANCIAL
SUMMARY
Year ended December 31, 2017
(in thousands)
Direct Written Premiums Direct Claims Incurred Total
Assets
Total
Liabilities
Excess of Assets
over
Liabilities 
Claims
Incurred
to
Earned
Premium
Net
Income/
Loss
notes Name $ $ $ $ $ % $
ONTARIO
ALGOMA MUTUAL INSURANCE COMPANY 9,427 5,323 19,088 11,812 7,276 58% 139
AMHERST ISLAND MUTUAL INSURANCE COMPANY 1,049 203 4,091 756 3,335 25% 242
AYR FARMERS' MUTUAL INSURANCE COMPANY 29,606 16,198 94,682 38,663 56,019 55% 4,943
BAY OF QUINTE MUTUAL INSURANCE CO. 24,441 13,289 64,779 26,220 38,559 50% 2,572
BERTIE AND CLINTON MUTUAL INSURANCE COMPANY 14,838 5,679 72,391 26,086 46,305 51% 2,618
BRANT MUTUAL INSURANCE COMPANY 6,375 3,620 15,535 9,528 6,007 63% (72)
CAA INSURANCE COMPANY 198,499 97,478 548,110 364,147 183,963 54% 17,443
CARADOC DELAWARE MUTUAL INSURANCE COMPANY 1,891 1,122 9,468 2,466 7,002 61% (53)
CAYUGA MUTUAL INSURANCE COMPANY 8,320 5,178 33,130 15,127 18,003 64% 1,126
COACHMAN INSURANCE COMPANY 69,999 66,486 260,405 189,179 71,226 87% (5,919)
DUFFERIN MUTUAL INSURANCE COMPANY 5,001 3,049 18,184 11,086 7,098 60% (341)
DUMFRIES MUTUAL INSURANCE COMPANY 12,223 7,433 63,535 24,998 38,537 62% 1,829
EDGE MUTUAL INSURANCE COMPANY 25,621 9,604 55,127 30,051 25,076 60% 554
ERIE MUTUAL FIRE INSURANCE COMPANY 7,185 5,962 27,471 9,629 17,842 77% (712)
FENCHURCH GENERAL INSURANCE COMPANY 13,881 13,612 35,902 28,625 7,277 53% 1,539
GERMANIA MUTUAL INSURANCE COMPANY 18,048 11,217 52,438 30,142 22,296 65% 140
GRENVILLE MUTUAL INSURANCE COMPANY 25,238 22,132 71,911 37,906 34,005 74% (1,282)
HALWELL MUTUAL INSURANCE COMPANY 21,965 16,641 62,813 31,913 30,900 73% (472)
HAMILTON TOWNSHIP MUTUAL INSURANCE COMPANY 26,359 13,276 72,932 41,740 31,192 59% 1,084
HAY MUTUAL INSURANCE COMPANY 9,822 4,272 50,551 14,059 36,492 48% 1,492
HOWARD MUTUAL INSURANCE COMPANY 11,758 8,197 53,234 19,327 33,907 76% 3
HOWICK MUTUAL INSURANCE COMPANY 19,297 13,239 45,397 27,988 17,409 66% 535
KENT & ESSEX MUTUAL INSURANCE COMPANY 32,863 26,389 102,477 54,179 48,298 75% 936
L&A MUTUAL INSURANCE COMPANY 9,665 4,342 21,805 13,754 8,051 60% 259
LAMBTON MUTUAL INSURANCE COMPANY 20,776 11,913 73,756 37,478 36,278 74% 2,740
LAWYERS' PROFESSIONAL INDEMNITY COMPANY 115,505 102,016 743,449 489,771 253,678 98% 616
1 MAX INSURANCE 4,483 2,596 32,507 22,316 10,191 53% (713)
MCKILLOP MUTUAL INSURANCE COMPANY 10,502 9,082 30,706 17,414 13,292 97% (1,560)
MIDDLESEX MUTUAL INSURANCE CO. 10,589 9,322 44,231 16,173 28,058 70% 310
NORFOLK MUTUAL INSURANCE COMPANY 11,559 5,905 26,463 12,498 13,965 65% (242)
NORTH BLENHEIM MUTUAL INSURANCE COMPANY 10,589 5,830 33,902 12,908 20,994 65% 561
NORTH KENT MUTUAL FIRE INSURANCE COMPANY 9,045 9,498 42,237 19,553 22,684 91% (1,273)
PEEL MUTUAL INSURANCE COMPANY 42,661 27,318 117,749 71,791 45,958 70% (187)
PRO-DEMNITY INSURANCE COMPANY 26,252 11,400 99,335 67,287 32,048 86% 62
SOUTH EASTHOPE MUTUAL INSURANCE COMPANY 16,433 9,512 60,473 23,205 37,268 66% 1,298
THE COMMONWELL MUTUAL INSURANCE GROUP 146,001 112,877 451,052 243,159 207,893 71% 2,074
THE WEST WAWANOSH MUTUAL INSURANCE COMPANY 16,694 10,418 51,912 21,551 30,361 63% 1,154
THE WESTMINSTER MUTUAL INSURANCE COMPANY 9,785 4,255 26,495 16,901 9,594 49% 926
TOWN & COUNTRY MUTUAL INSURANCE COMPANY 15,077 11,432 52,434 32,409 20,025 79% (838)
TOWNSEND MUTUAL INSURANCE COMPANY 10,424 4,813 21,759 11,417 10,342 63% (178)
TRADITION MUTUAL INSURANCE COMPANY 13,860 6,025 45,407 17,785 27,622 46% 2,182
TRILLIUM MUTUAL INSURANCE COMPANY 55,090 31,453 132,294 73,005 59,289 59% 2,644
2 TTC INSURANCE COMPANY LIMITED 0 0 144,620 144,520 100 n/a 0
USBORNE AND HIBBERT MUTUAL FIRE INSURANCE COMPANY 7,570 4,342 43,169 8,204 34,965 57% 185
WABISA MUTUAL INSURANCE COMPANY 6,890 4,205 27,395 17,474 9,921 33% 738
WEST ELGIN MUTUAL INSURANCE COMPANY 12,975 8,357 50,378 24,080 26,298 73% 21
YARMOUTH MUTUAL INSURANCE COMPANY 10,822 6,584 28,769 16,506 12,263 59% 587
1,186,953 783,094 4,235,948 2,476,786 1,759,162 39,710
EXTRA PROVINCIAL
ALBERTA MOTOR ASSOCIATION INSURANCE COMPANY 0 0 667,118 489,018 178,100 90% (19,198)
BELAIR INSURANCE COMPANY INC. 427,800 135,231 2,790,941 2,258,707 532,234 68% 34,231
3 CANADIAN FARM INSURANCE CORP. 0 0 0 0 0 n/a 0
GMS INSURANCE INC. 11,527 6,125 28,808 11,469 17,339 60% 480
INDUSTRIAL ALLIANCE PACIFIC GENERAL INSURANCE CORPORATION 0 0 0 0 0 n/a 0
LA MUTUELLE D'ÉGLISE DE L'INTER-OUEST 0 0 0 0 0 n/a 0
L'UNIQUE GENERAL INSURANCE INC. 97 154 438,733 337,513 101,220 67% 11,287
MILLENNIUM INSURANCE CORPORATION 22,951 5,304 718,373 454,024 264,349 53% 31,071
OPTIMUM INSURANCE COMPANY INC. 46,118 29,705 235,661 170,536 65,125 58% 2,564
ORION TRAVEL INSURANCE COMPANY 42,198 26,159 75,947 46,823 29,124 51% (140)
RED RIVER VALLEY MUTUAL INSURANCE COMPANY 1,589 342 196,246 112,146 84,100 46% 11,675
SGI CANADA INSURANCE SERVICES LTD. 10,439 1,505 587,585 458,548 129,037 79% 17,253
THE MUTUAL FIRE INSURANCE COMPANY OF BRITISH COLUMBIA 11,942 5,954 139,876 93,653 46,223 59% 2,676
TRANS GLOBAL INSURANCE COMPANY 2,509 24 9,605 5,032 4,573 3% 560
UNICA INSURANCE INC. 126,949 88,787 395,657 261,355 134,302 68% 8,894
704,119 299,290 6,284,550 4,698,824 1,585,726 101,353
FEDERAL
AIG INSURANCE COMPANY OF CANADA 413,342 349,592 4,287,800 3,500,023 787,777 81% 37,088
ALLSTATE INSURANCE COMPANY OF CANADA 828,423 535,198 3,730,809 2,881,244 849,565 66% 220,280
4 ALTA SURETY COMPANY 0 0 0 0 0 n/a 0
ARCH INSURANCE CANADA LTD. 39,176 12,589 371,545 290,228 81,317 39% 203
ASCENTUS INSURANCE LTD. 0 (288) 4,938 1,114 3,824 n/a 78
5 ATRADIUS CRÉDITO Y CAUCION S.A. DE SEGUROS Y REASEGUROS 4,690 4,467 42,172 27,603 14,569 59% (1,122)
AVIVA GENERAL INSURANCE COMPANY 732,775 599,614 2,386,983 2,108,513 278,470 60% (27,550)
AVIVA INSURANCE COMPANY OF CANADA 1,763,139 1,199,454 7,800,591 6,742,294 1,058,297 93% (13,697)
AXA INSURANCE COMPANY 1,473 664 10,692 3,560 7,132 35% 250
CANADA GUARANTY MORTGAGE INSURANCE COMPANY 123,301 1,514 2,023,803 992,970 1,030,833 6% 133,612
CANADIAN NORTHERN SHIELD INSURANCE COMPANY 60 (238) 351,480 251,833 99,647 49% 18,510
CERTAS DIRECT INSURANCE COMPANY 376,042 267,884 1,438,907 1,258,639 180,268 86% 15,435
CERTAS HOME AND AUTO INSURANCE COMPANY 1,445,612 734,757 7,130,064 5,758,365 1,371,699 51% 28,177
CHUBB INSURANCE COMPANY OF CANADA 493,300 293,663 3,999,975 3,034,831 965,144 55% 83,102
CO-OPERATORS GENERAL INSURANCE COMPANY 1,006,931 668,759 5,959,348 4,428,323 1,531,025 69% 121,135
COSECO INSURANCE COMPANY 197,708 116,508 1,065,831 915,147 150,684 69% 8,465
CUMIS GENERAL INSURANCE COMPANY 160,489 74,236 437,300 341,610 95,690 54% 13,655
DAS LEGAL PROTECTION INSURANCE COMPANY LIMITED 10,772 11,099 91,118 68,704 22,414 47% (1,353)
ECHELON INSURANCE 117,996 64,310 481,417 395,870 85,547 69% 605
ECONOMICAL MUTUAL INSURANCE COMPANY 1,006,127 655,150 5,629,807 3,899,429 1,730,378 75% (92,678)
ELITE INSURANCE COMPANY 94,942 58,960 883,916 769,621 114,295 75% (3,581)
ESURANCE INSURANCE COMPANY OF CANADA 762 264 26,520 3,696 22,824 105% (573)
EVEREST INSURANCE COMPANY OF CANADA 51,531 89,725 367,067 315,561 51,506 69% 340
FCT INSURANCE COMPANY LTD. 111,063 29,874 300,601 209,301 91,300 27% 26,240
FEDERATED INSURANCE COMPANY OF CANADA 97,448 104,641 603,866 433,148 170,718 85% (10,767)
FIRST NORTH AMERICAN INSURANCE COMPANY 7,416 836 12,500 3,614 8,886 15% 1,357
GENWORTH FINANCIAL MORTGAGE INSURANCE COMPANY CANADA 262,052 (209) 6,767,353 2,567,000 4,200,353 10% 552,293
GORE MUTUAL INSURANCE COMPANY 344,200 253,618 1,026,029 722,879 303,150 77% (7,137)
HEARTLAND FARM MUTUAL INC. 120,037 76,769 269,678 176,484 93,194 65% (6,232)
INTACT INSURANCE COMPANY 2,436,901 1,185,617 16,727,502 13,279,567 3,447,935 82% 300,930
INTERNATIONAL INSURANCE COMPANY OF HANNOVER SE 30,885 21,221 202,308 179,517 22,791 69% 1,547
JEVCO INSURANCE COMPANY 86,256 25,797 1,327,760 1,155,230 172,530 68% 28,482
LEGACY GENERAL INSURANCE COMPANY 3,759 418 12,941 2,710 10,231 23% 1,518
MIC INSURANCE COMPANY CANADA 0 0 40,587 41 40,546 n/a 412
NORTHBRIDGE COMMERCIAL INSURANCE CORPORATION 0 0 0 0 0 n/a 0
NORTHBRIDGE GENERAL INSURANCE CORPORATION 352,715 128,754 4,337,108 2,993,908 1,343,200 62% 196,077
NOVEX INSURANCE COMPANY 206,548 134,984 1,509,149 1,312,218 196,931 68% 21,696
OLD REPUBLIC INSURANCE COMPANY OF CANADA 125,502 79,076 365,026 292,055 72,971 61% 4,266
OMEGA GENERAL INSURANCE COMPANY 37,996 16,841 72,907 63,799 9,108 125% (1,273)
PAFCO INSURANCE COMPANY 41,032 26,062 271,351 201,868 69,483 57% 16,542
PEMBRIDGE INSURANCE COMPANY 198,106 109,280 684,311 519,278 165,033 61% 40,592
PERTH INSURANCE COMPANY 101,946 73,149 477,511 392,435 85,076 75% (2,816)
6 PETLINE INSURANCE COMPANY 23,425 15,556 26,671 9,078 17,593 61% 3,064
PILOT INSURANCE COMPANY 102,892 (4,354) 360,868 310,541 50,327 75% (1,740)
PRIMMUM INSURANCE COMPANY 243,962 167,873 2,544,418 2,255,193 289,225 39% 27,118
QUEBEC ASSURANCE COMPANY 0 2 129,436 97,945 31,491 64% 2,370
RBC INSURANCE COMPANY OF CANADA 48,334 29,348 106,035 52,375 53,660 55% 8,058
ROYAL & SUN ALLIANCE INSURANCE COMPANY OF CANADA 586,465 363,050 4,461,441 3,575,717 885,724 64% 55,822
S&Y INSURANCE COMPANY 33,151 3,385 209,129 189,323 19,806 75% (619)
SAFETY NATIONAL CASUALTY CORPORATION 0 (354) 53,127 20,657 32,470 n/a (57)
SCOTIA GENERAL INSURANCE COMPANY 0 0 7,033 54 6,979 n/a (44)
SCOTTISH & YORK INSURANCE CO. LIMITED 168,910 117,065 643,546 563,150 80,396 75% (2,767)
SECURITY NATIONAL INSURANCE COMPANY 1,077,573 766,768 8,341,189 7,157,687 1,183,502 55% 113,968
SONNET INSURANCE COMPANY 54,338 45,094 491,502 345,059 146,443 75% (5,176)
TD DIRECT INSURANCE INC. 0 0 16,438 3 16,435 n/a 182
TD GENERAL INSURANCE COMPANY 316,329 229,239 1,277,063 1,121,307 155,756 53% 88
TD HOME AND AUTO INSURANCE COMPANY 8,101 (78,293) 1,117,873 841,268 276,605 170% 39,305
TEMPLE INSURANCE COMPANY 57,693 16,236 921,052 736,147 184,905 67% 5,820
THE BOILER INSPECTION AND INSURANCE COMPANY OF CANADA 15,424 12,312 239,094 151,774 87,320 31% 16,414
THE DOMINION OF CANADA GENERAL INSURANCE COMPANY 902,519 483,709 3,351,060 2,393,311 957,749 58% 99,560
THE GUARANTEE COMPANY OF NORTH AMERICA 280,396 180,506 1,628,586 1,007,056 621,530 61% 42,494
THE MISSISQUOI INSURANCE COMPANY 186 3,421 551,186 402,161 149,025 75% (4,428)
THE NORDIC INSURANCE COMPANY OF CANADA 252,848 425,655 2,032,432 1,851,913 180,519 68% 70,490
THE PERSONAL INSURANCE COMPANY 630,405 441,770 2,845,014 2,378,529 466,485 72% 47,861
THE PORTAGE LA PRAIRIE MUTUAL INSURANCE COMPANY 35,882 25,816 442,634 288,733 153,901 59% 13,393
THE SOVEREIGN GENERAL INSURANCE COMPANY 102,041 70,966 1,449,158 1,240,079 209,079 69% 11,912
THE WAWANESA MUTUAL INSURANCE COMPANY 623,856 498,728 8,196,235 4,912,468 3,283,767 77% 200,658
TRADERS GENERAL INSURANCE COMPANY 279,155 175,360 1,199,692 1,020,273 179,419 75% (5,196)
TRAFALGAR INSURANCE COMPANY OF CANADA (7) (9,126) 1,054,298 881,834 172,464 68% 30,562
TRAVELERS INSURANCE COMPANY OF CANADA 105,501 64,518 953,286 556,124 397,162 56% 20,447
TRISURA GUARANTEE INSURANCE COMPANY 61,880 17,413 316,795 243,810 72,985 24% 9,639
UNIFUND ASSURANCE COMPANY 451,446 299,574 1,917,471 1,641,262 276,209 -114% 51,027
7 VERASSURE INSURANCE COMPANY 115,384 40,367 795,131 448,211 346,920 38% 44,136
WATERLOO INSURANCE COMPANY 192,763 142,682 606,407 519,766 86,641 75% (2,841)
WESTERN ASSURANCE COMPANY 164,061 108,917 951,630 815,113 136,517 64% 10,309
WESTERN SURETY COMPANY 4,724 252 65,136 37,110 28,026 21% 776
WYNWARD INSURANCE GROUP 25,602 10,356 215,762 142,905 72,857 51% 5,787
ZENITH INSURANCE COMPANY 63,845 36,461 246,299 140,028 106,271 65% 4,731
20,461,537 12,704,881 133,294,698 100,842,194 32,452,504 2,617,231
BRANCH
AFFILIATED FM INSURANCE COMPANY 39,283 26,994 354,083 142,829 211,254 88% 3,862
ALLIANZ GLOBAL RISKS US INSURANCE COMPANY 124,466 66,631 1,320,540 1,006,377 314,163 65% 7,900
ALLIED WORLD SPECIALTY INSURANCE COMPANY 14,366 5,213 93,808 59,487 34,321 44% 111
AMERICAN BANKERS INSURANCE COMPANY OF FLORIDA 198,591 49,145 491,153 303,974 187,179 48% 1,735
ASSOCIATED ELECTRIC & GAS INSURANCE SERVICES LIMITED 6,615 2,816 282,661 185,462 97,199 109% (10,543)
AXA  ART INSURANCE CORPORATION 515 1 5,760 40 5,720 6% 21
BERKLEY INSURANCE COMPANY 47,992 16,481 332,174 211,681 120,493 43% 4,641
CHEROKEE INSURANCE COMPANY 4,258 4,463 28,169 14,277 13,892 63% 1,238
CHICAGO TITLE INSURANCE COMPANY 28,018 7,899 78,821 34,351 44,470 25% 5,016
COMPAGNIE FRANCAISE D'ASSURANCE POUR LE COMMERCE EXTERIEUR 9,501 (905) 80,832 47,283 33,549 45% (244)
CONTINENTAL CASUALTY COMPANY 109,435 88,453 1,293,064 680,567 612,497 45% 67,113
COREPOINTE INSURANCE COMPANY 33 (71) 12,838 1,673 11,165 -130% 64
ECCLESIASTICAL INSURANCE OFFICE PUBLIC LIMITED COMPANY 31,895 19,994 215,925 154,021 61,904 72% (6,468)
ELECTRIC INSURANCE COMPANY 2,394 2,214 89,847 20,149 69,698 52% 1,272
EMPLOYERS INSURANCE COMPANY OF WAUSAU 0 (46) 11,371 1,723 9,648 n/a 204
EULER HERMES NORTH AMERICA INSURANCE COMPANY 23,644 5,207 114,451 59,030 55,421 27% 7,882
FACTORY MUTUAL INSURANCE COMPANY 88,396 59,043 1,205,901 552,057 653,844 84% 33,742
FEDERAL INSURANCE COMPANY 747 (2,180) 151,640 66,558 85,082 -35% 14,729
FIRST AMERICAN TITLE INSURANCE COMPANY 150 (606) 72,768 18,610 54,158 60% 3,951
GENERAL REINSURANCE CORPORATION 0 0 418,880 209,037 209,843 37% 28,477
GREAT AMERICAN INSURANCE COMPANY 20,180 7,344 211,668 94,917 116,751 58% 2,435
HARTFORD FIRE INSURANCE COMPANY 6,534 1,890 169,657 46,682 122,975 16% 9,203
HDI GLOBAL SE CANADA 22,150 10,682 202,279 152,158 50,121 41% 2,154
IRONSHORE INSURANCE LTD. 7,184 7,047 134,950 68,501 66,449 67% 2,909
JEWELERS MUTUAL INSURANCE COMPANY 5,134 1,435 22,659 6,988 15,671 45% 1,712
LIBERTY MUTUAL INSURANCE COMPANY 100,148 71,037 1,725,598 947,525 778,073 67% 18,713
LLOYD'S UNDERWRITERS 908,444 544,497 11,301,578 8,184,055 3,117,523 55% 356,698
MITSUI SUMITOMO INSURANCE COMPANY, LIMITED 13,180 1,225 118,687 63,416 55,271 11% 9,696
MOTORS INSURANCE CORPORATION 82,611 24,178 457,478 307,253 150,225 32% 22,950
MUNICH REINSURANCE AMERICA, INC. 0 (54) 201,150 61,693 139,457 -71% 6,779
NATIONAL LIABILITY & FIRE INSURANCE COMPANY 31,659 14,828 451,591 197,285 254,306 95% (10,685)
PROTECTIVE INSURANCE COMPANY 1,887 3,777 26,196 17,271 8,925 273% (2,729)
8 RELIANCE INSURANCE COMPANY 0 0 0 0 0 n/a 0
SCOR UK COMPANY LIMITED 1,450 618 46,135 38,539 7,596 154% (368)
SENTRY INSURANCE A MUTUAL COMPANY 947 799 41,264 5,323 35,941 13% 545
SOMPO JAPAN NIPPONKOA INSURANCE INC. 3,729 1,149 97,292 11,145 86,147 69% 724
ST. PAUL FIRE AND MARINE INSURANCE COMPANY 37,791 (2,228) 739,778 461,182 278,596 66% 9,912
STARR INSURANCE & REINSURANCE LIMITED 10,776 5,927 185,089 139,479 45,610 95% 864
9 STATE FARM FIRE AND CASUALTY COMPANY 0 0 0 0 0 n/a 0
10 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY 0 0 0 0 0 n/a 0
STEWART TITLE GUARANTY COMPANY 102,438 44,377 286,532 151,384 135,148 43% 12,070
SUNDERLAND MARINE INSURANCE COMPANY LIMITED (CANADA BRANCH) (2) 5 32,138 17,669 14,469 39% (1,874)
T.H.E. INSURANCE COMPANY 555 (34) 5,648 1,731 3,917 -3% 191
TECHNOLOGY INSURANCE COMPANY INC. 5,791 7,339 49,041 30,986 18,055 78% 945
THE AMERICAN ROAD INSURANCE COMPANY 3,741 1,750 20,652 619 20,033 69% 2,915
11 THE SHIPOWNERS' MUTUAL PROTECTION AND INDEMNITY ASSOCIATION (LUXEMBOUR 0 (26) 30,643 6,285 24,358 n/a 2,903
TOKIO MARINE & NICHIDO FIRE INSURANCE CO., LTD. 18,444 6,903 156,192 87,326 68,866 46% 5,023
TRITON INSURANCE COMPANY 19,401 4,057 187,671 87,344 100,327 35% 8,005
VIRGINIA SURETY COMPANY, INC. 1,861 7,979 85,860 63,098 22,762 67% (254)
WESTPORT INSURANCE CORPORATION 35,011 28,372 682,044 608,047 73,997 75% 4,754
12 XL INSURANCE COMPANY SE 0 0 0 0 0 n/a 0
XL REINSURANCE AMERICA INC. 9,149 3,305 415,187 244,338 170,849 45% 7,341
XL SPECIALTY INSURANCE COMPANY 94,589 68,720 1,218,841 705,492 513,349 65% 2,532
ZURICH INSURANCE COMPANY LTD 253,561 105,579 3,747,168 2,707,752 1,039,416 61% 62,878
2,528,642 1,323,223 29,705,352 19,284,669 10,420,683 703,644
TOTAL 24,881,251 15,110,488 173,520,548 127,302,473 46,218,075 3,461,938