Notice of Proposed Permanent Cease And Desist Order and Interim Cease And Desist Order Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle

REGARDING the Insurance Act, R.S.O. 1990, Chapter I.8, as amended, in particular section 441

AND REGARDING a Proposed Cease and Desist Order against Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle

AND REGARDING an Interim Cease and Desist Order against Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle

NOTICE OF PROPOSED PERMANENT CEASE AND DESIST ORDER
and
INTERIM CEASE AND DESIST ORDER

 

The Superintendent of Financial Services (“Superintendent”) is of the opinion that Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle (“Norris”) has committed, and is committing, unfair or deceptive acts or practices in the business of acting as a statutory accident benefits representative. The particulars are set out in the Report of the Superintendent, which will be served on Norris with this Notice and Order.

 

The Superintendent intends to issue an Order fifteen (15) days from the date of this Notice that Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle:

 

A. Immediately cease carrying on business as a statutory accident benefit representative;

B. Immediately notify in writing all clients of Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle who have claims for statutory accident benefits that she can no longer act for them; provide them with a copy of this Cease and Desist Order; and, provide copies of every notification sent to each client to the Superintendent forthwith; and,

C. Immediately cease advertising or holding out, in any form, as a statutory accident benefit representative within Ontario.

 

WITHIN 15 DAYS after receiving this Notice, you may request in writing that the Financial Services Tribunal hold a hearing on whether or not a permanent cease and desist order should be issued.

 

IF NO HEARING IS REQUESTED within 15 days, the Superintendent shall make a permanent order in accordance with this notice, which shall take effect on the date set out in the order.

A request for a hearing should be directed, in writing, to:

 

Financial Services Tribunal
5160 Yonge Street
Toronto, Ontario
M2N 6L9

Attention: Rhonda Booth, Registrar Fax: (416) 226-7750

 

FURTHER

The Superintendent is of the opinion that the interests of the public may be prejudiced or adversely affected by a delay in the issuance of a permanent order for the following reasons:

 

1. Serious questions have arisen as to the proper and legal name and identity of Norris;

2. The obligation of statutory accident benefit representatives, set out in the Code of Conduct for Statutory Accident Benefit Representatives, to “act honestly in dealing with... FSCO” among others, is a critical requirement in the regime that allows individuals to be exempted from the prohibition set out in section 398 of the Act, and allows them to act as representatives. Norris has provided misinformation about her criminal record that goes directly to the ability of the regime to effectively ensure confidence in the automobile insurance system and to allow FSCO to ensure compliance.

In accordance with section 441(4) of the Act, the Superintendent, without prior notice, may make an interim order which shall take effect immediately.

 

INTERIM CEASE AND DESIST ORDER

Effective this date, pursuant to section 441(4) of the Act, the Superintendent orders that Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle:

 

A. Immediately cease carrying on business as a statutory accident benefit representative;

B. Immediately notify in writing all clients of Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle who have claims for statutory accident benefits that she can no longer act for them; provide them with a copy of this Cease and Desist Order; and, provide copies of every notification sent to each client to the Superintendent forthwith; and,

C. Immediately cease advertising or holding out, in any form, as a statutory accident benefit representative within Ontario.

 

TAKE NOTICE THAT the above Interim Cease and Desist order shall become permanent unless within 15 days a written request for a hearing before the Financial Services Tribunal is made.

 

AND FURTHER TAKE NOTICE THAT if a hearing is requested, the Superintendent may extend the interim cease and desist order until the hearing before the Financial Services Tribunal is concluded.

 

AND FURTHER TAKE NOTICE THAT section 447(2)(b) of the Act provides that any person who fails to comply with any order made under the Act is guilty of an offence and liable on a first conviction to a fine of not more than $100,000 and on each subsequent conviction to a fine of not more than $200,000.

 

AND FURTHER TAKE NOTICE THAT section 447(4) of the Act provides that every director, officer, and chief agent of a corporation who caused, authorised, permitted or participated in a corporation committing an offence, or who fails to take reasonable care to prevent a corporation from committing an offence, is also guilty of an offence and is liable on a first conviction to a fine of not more than $100,000 and on each subsequent conviction to a fine of not more than $200,000.

ISSUED AT the City of Toronto, August 31, 2005.


Cheryl Cottle
Superintendent of Financial Services (Acting)

TO:

Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle
771 Caistorville Road,
RR#2 Canfield, ON,
N0A 1C0

AND TO:

Mary (Patricia) Norris aka Pat Norris, aka Mary Patricia Kehoe, aka Patricia Ann Kehoe, aka Patricia Ann Riopelle, aka Mary Riopelle
c/o Swaminathan & Associates,
Suite 262, Tomken Road,
Mississauga, ON,
L5S 1R6

Attachments: Superintendent's Report [PDF Document] Size: ## kb