An order that is made regarding a licence holder reflects a situation at a particular point in time. The status of a licence holder can change. Readers should check the current status of a person’s or entity’s licence on the Licensing Link section of FSRA’s website. Readers may also wish to contact the person or entity directly to get additional information or clarification about the events that resulted in the order.


Financial Services Regulatory Authority of Ontario

IN THE MATTER OF the Insurance Act, RSO 1990, c. I.8, as amended (the “Act”), in particular sections 392.4 and 407.1;

AND IN THE MATTER OF Steven Howell (the Licensee).


On November 21, 2020, the Licensee submitted an application to renew their insurance agent licence (licence # 16156105) under the Act.

On January 21, 2021, and by delegated authority from the Chief Executive Officer of the Financial Services Regulatory Authority of Ontario (the “Chief Executive Officer”), the Senior Manager, Licensing Compliance (the “Manager”) issued a Notice of Proposal to Refuse to Renew Licence.

A Request for Hearing (Form 1), dated February 5, 2021, was delivered to the Financial Services Tribunal (the “Tribunal”) in accordance with section 407.1(3) of the Act respecting the Notice of Proposal.

On November 9, 2021, the Tribunal concluded that reasonable cause has not been established for the Licensee’s failure to attend at the hearing and that their Request for Hearing was dismissed without further hearing. The CEO was ordered to carry out the Notice of Proposal to refuse to renew the Licensee’s insurance agent licence. Therefore, pursuant to section 407.1(4) of the Act, the Manager makes the following order.


The renewal of the insurance agent licence (licence # 16156105) issued to Steven Howell is hereby refused, for the reasons set out in the Notice of Proposal.

DATED at Toronto, Ontario, November 19, 2021

Original signed by

Jelena Pejic
Senior Manager, Licensing Compliance

By delegated authority from the Chief Executive Officer

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