Automobile Insurance Bodily Injury Claim Study

In 2012, FSCO selected Pinnacle Actuarial Resources, Inc., through a competitive procurement process to undertake a third party liability bodily injury (BI) closed claim study. BI claims that occurred in the calendar year 2005 and were closed at the time of the study were used.


The purpose of the study was to collect data for actuarial use. The report and accompanying appendices are consequently technical in nature. In undertaking the study, Pinnacle consulted with the Insurance Bureau of Canada and the insurers that participated in the data collection to ensure the validity of the data used.


Pinnacle’s report is as follows:



  1. Claim Survey Questions [PDF Document] Size: ## kb
  2. Injury Descriptions [PDF Document]
  3. Error Checks Conducted [PDF Document]
  4. Claim Survey Data Summaries [PDF Document] Size: ## kb 
  5. GISA Type of Use Codes [PDF Document] Size: ## kb 
  6. GISA Statistical Territory Codes [PDF Document] Size: ## kb 
  7. Severity by Injury Type [PDF Document] Size: ## kb 
  8. Comparison to Osborne Report [PDF Document] Size: ## kb 

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