Filing Guidelines for Automobile Insurance

The filing guidelines on this page are the most up-to-date; they supersede all previous guidelines and technical notes.
 

Insurers filing for a licence in the auto insurance class for the first time should review Key Legislative Requirements and Overview of Filing Guidelines.

 

Submitting Filings

Filings must be submitted by using our electronic web-based filing system called Automated Rates and Classification Technical Information Communication System (ARCTICS).

For this reason, most of the appendices that form part of the filing guidelines below are now only available through ARCTICS.

Please contact your Team Lead/Analyst in the Automobile Insurance Services Branch at FSCO if you have questions or need help submitting your filing through ARCTICS.

Newly licensed auto insurance companies that wish to submit required filings must email the Rates and Classifications Unit at FSCO to request access to ARCTICS. 
 

Filing Guidelines for Automobile Insurance Rate and Risk Classification Filings

 

Filing Guidelines for Automobile Insurance Underwriting Rules

 

Filing Guidelines for Automobile Insurance Endorsements

 

Filing Guidelines for Automobile Insurance Forms

 

Filing Guidelines for Automobile Insurance Manuals

 

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