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Becoming Licensed as a Mortgage Agent

An individual who wishes to become licensed as a mortgage agent in Ontario must

  • be 18 years of age or older,
  • be a resident of Canada,
  • have a mailing address in Ontario that can receive registered mail (not a post office box),
  • be authorized by a Mortgage Brokerage to deal in mortgages,
  • work for only one Mortgage Brokerage,
  • meet the Mortgage Agent education requirements, and
  • have a valid e-mail address (this is necessary for the application process).

Mortgage Agent Education Requirements

​To meet the education requirements for a mortgage agent license, you must

  • successfully complete one of the mortgage agent education programs that have been approved by the Superintendent, FSCO 
  • and apply for a mortgage agent licence within two years of successfully completing one of the approved mortgage agent education programs.

Mortgage Agent Education Programs

The Superintendent has approved the following mortgage agent education programs for licensing purposes. Programs are provided commercially, and tuition fees are set by each program provider. All of these programs were developed using the same curriculum, but different providers may use different formats, such as classroom, correspondence, online, or a combination. All of these approved programs include a course of study followed by a final examination.


  1. ​CAAMP’s Ontario Mortgage Agent Course provided by the Canadian Association of Accredited Mortgage Professionals (CAAMP)
  2. I​MBA Mortgage Agent Course provided by the Independent Mortgage Brokers Association of Ontario (IMBA)
  3.  Mortgage Agent Program provided by community college members of OntarioLearn:
  4. REMIC Mortgage Agent Course provided by the Real Estate and Mortgage Institute of Canada Inc. (REMIC) ​​

The Superintendent has approved these following mortgage agent education programs for licensing purposes. Programs are provided commercially, and tuition fees are set by each program provider. All of these programs were developed using the same curriculum, but different providers may use different formats, such as classroom, correspondence, online, or a combination. All of these approved programs include a course of study followed by a final examination.​​​​​​​​​​

OutageService Disruption Notice
Please note that due to scheduled maintenance, Licensing Link (Mortgage and Insurance) and the Service Provider Licensing Application will be unavailable between 7:00am and 11:00am on Sunday, October 26, 2014

Apply Now for a Service Provider Licence

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