Know the facts about your registered pension plan

Don’t wait until retirement to learn more about your employee pension plan. It is important to know all of the facts, to make informed financial decisions and plan for the future.
 
Important questions you may want to ask your employer:
 
  1. Am I eligible to join the pension plan?
  2.  
  3. Can I join if I work part-time?
  4.  
  5. Do I have to join the plan?
  6.  
  7. What is the plan’s registration number, and where is it registered?
  8.  
  9. Are there any brochures that describe the plan?
  10.  
  11. Do I have to contribute?
  12.  
  13. How much does my employer contribute?
  14.  
  15. When will I receive my annual pension statement?
  16.  
  17. When will I be entitled to my pension?
  18.  
  19. What happens if I leave my job before I retire?
  20.  
  21. What happens if I die before I retire?
  22.  
  23. What happens when I die after I retire?
  24.  
  25. What is the normal retirement date under the plan? At what age can I retire early?
  26.  
  27. Will my pension be reduced if I retire early?
  28.  
  29. How do I name or change a beneficiary?
  30.  
  31. What happens to my pension if I continue to work after the normal retirement date?
  32.  
  33. What happens if I become terminally ill?
  34.  
  35. What happens if my employer’s business has been sold?
  36.  
  37. What happens if my employer has gone out of business?
  38.  
  39. Does the employer offer any sessions on retirement financial planning? 

 
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