Motor Vehicle Accident Claims Fund

[Information] ALERT:

Effective April 1, 2019 , the Ministry of Government and Consumer Services will be responsible for the Motor Vehicle Accident Claims Fund. The Fund’s functions will not change. More information about administrative processes and protocols will be available in the coming months. In the meantime, FSCO continues to be responsible for administering the Motor Vehicle Accident Claims Fund.


The Motor Vehicle Accident Claims Fund (MVACF) is considered to be the "payer of last resort" as it provides compensation to people injured in automobile accidents when no automobile insurance exists to respond to the claim.
The major functions of MVACF are:
  • to provide statutory accident benefits directly to persons involved in an automobile accident, who have no recourse to automobile insurance;
  • to provide compensation for personal injury or property damage to victims involved in an automobile accident with an uninsured or unidentified driver or a stolen vehicle when no liability insurance exists; and
  • to recover from the owners and drivers of uninsured vehicles monies paid out on their behalf, where legally permissible.
MVACF prepares financial statements on a fiscal year basis which are found in volume two of the published Public Accounts. The Statement of Financial Position, and the Statement of Fund show the balance in the Fund as well as the results from current year operations.


For older MVACF financial statements, see the MVACF sections of the FSCO Annual Reports.

More Information:

Document Service (Claims Information)
Application for Payment out of the Fund of Court Ordered Costs - Form 4
(Claims Information)
Frequently Asked Questions (FAQ)
You may request any of the forms and applications described in these pages by contacting:
Motor Vehicle Accident Claims Fund
Financial Services Commission of Ontario
5160 Yonge Street
P.O. Box 85
Toronto, ON M2N 6L9
Phone: (416) 250-1422 or
Toll Free:1-800-268-7188
Fax: (416) 590-7076

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