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For Financial Literacy Month 2017, FSCO is conducting a public outreach campaign to educate millennials aged 25-34 in Ontario regarding life, supplementary health and dental insurance. We’ve gathered some of our most useful resources for you to use when liaising with your clients.
Simply click on the relevant link below and print the document to share, or highlight the link, copy and paste into an email. Alternatively you can provide a link to the entire Supplementary Health and Dental Insurance website by cutting and pasting the following URL into an email: www.fsco.gov.on.ca/health.
Shopping for Supplementary Health or Dental Insurance Checklist
This checklist identifies some things consumers should consider before, during and after purchasing supplementary health and/or dental insurance.
Supplementary Health and Dental Insurance Video
Consumers can watch a quick introduction to supplementary health and dental insurance.
Questions to Ask About Supplementary Health or Dental Insurance
To better understand their supplementary health and/or dental insurance policies and coverage, consumers can use this list of questions with their insurance agent, company, human resources representative or employer.
Working with an Insurance Agent or Company
Let consumers know what they can expect from you when purchasing supplementary health and/or dental insurance.
Nine Tips on How to Read Your Supplementary Health or Dental Insurance Policy
This list of tips helps consumers understand the different components of their supplementary health and/or dental insurance policies.
Supplementary Health and Dental Insurance Glossary
To better understand common supplementary health and dental insurance terms, consumers can refer to this glossary.
Supplementary Health and Dental Insurance FAQs
We’ve compiled a list of commonly asked questions to clarify supplementary health and dental insurance.
FSCO’s Financial Literacy Portal 
A compilation of links to different financial resources, tools and guides.
Life, Supplementary Health and Dental Insurance Risk Assessment Questionnaire
Improving Financial Education Effectiveness Through Behavioural Economics, written by the Organisation for Economic Co-operation and Development (OECD) reports that when it comes to financial literacy, consumers have a number of biases that may prevent them from making financial decisions that are best for them. Some of the biases include:
- they are present focused, meaning they tend to focus on their present situation and neglect the future;
- they are influenced by their peers and less so by their families; and
- they are overly optimistic and do not think challenging life circumstances will ever affect them.
As a result, the OECD recommended that financial literacy programs need to do more than push information out to these groups, but rather the solution is to “address the fact that consumers require tools to help them act in a way that improves their financial well-being. This type of education does not need to focus specifically and solely on knowledge or information, but on new skills, self-awareness and techniques for self-improvement”.
As a result, FSCO has developed a self assessment questionnaire that will enable consumers to question some preconceived notions in order to make the best financial decision for themselves.
Copy and paste this link to provide to your clients: http://www.fsco.gov.on.ca/en/insurance/health/pages/assessment-q.html.
Follow the supplementary health and dental insurance conversation on FSCO’s social media channels: Facebook, Twitter, LinkedIn, YouTube.
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