Why is this change happening?

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  1. Why is this change happening?

Why is this change happening?

From 2006 to 2010 Ontario experienced a substantial increase in automobile insurance claims costs. The significant increase in costs was primarily attributed to increases in statutory accident benefits claims costs.


In the 2013 Ontario Budget, following the recommendations of the Auto Insurance Anti-Fraud Task Force [New Window], the government committed to take further action to address fraud in the auto insurance sector. Among other announced measures, the government signaled its intention to:


  • Give FSCO the authority to license health clinics that invoice automobile insurers through the Health Claims for Auto Insurance (HCAI) system and regulate their business and billing practices.
  • Provide FSCO's Superintendent of Financial Services the authority to require insurers to file for rates.
Bill 65 [New Window] establishes the legislative framework for FSCO to license and regulate service providers. Once licensed, a Service Provider will be able to continue to be paid directly by an auto insurer for certain services ("listed expenses") invoiced through HCAI. Also see What are “listed expenses?


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